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WASHINGTON, DC - Nov. 06: Rep. Melvin Watt, D-N.C., during the House Financial Services markup of legislation aimed at tightening lending regulations. The measure would make far-reaching changes in national mortgage regulations in response to the crisis in the subprime mortgage market. (Photo by Scott J. Ferrell/Congressional Quarterly).

WASHINGTON, DC - Nov. 06: Rep. Melvin Watt, D-N.C., during the House Financial Services markup of legislation aimed at tightening lending regulations. The measure would make far-reaching changes in national mortgage regulations in response to the crisis in the subprime mortgage market. (Photo by Scott J. Ferrell/Congressional Quarterly).

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