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WASHINGTON, DC - July 22: House Financial Services ranking member Scott Garrett, R-N.J., during the hearing with Securities and Exchange Commission Chairwoman Mary Schapiro and Commodity Futures Trading Commission Chairman Gary Gensler on financial regulatory overhaul. (Photo by Scott J. Ferrell/Congressional Quarterly)

WASHINGTON, DC - July 22: House Financial Services ranking member Scott Garrett, R-N.J., during the hearing with Securities and Exchange Commission Chairwoman Mary Schapiro and Commodity Futures Trading Commission Chairman Gary Gensler on financial regulatory overhaul. (Photo by Scott J. Ferrell/Congressional Quarterly)

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