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WASHINGTON, DC - Oct. 01: Rep. Melvin Watt, D-N.C., during the House Financial Services hearing with Federal Reserve Chairman Ben S. Bernanke testifies on financial regulatory overhaul. Rep. Brad Miller, D-N.C., is in foreground. (Photo by Scott J. Ferrell/Congressional Quarterly)

WASHINGTON, DC - Oct. 01: Rep. Melvin Watt, D-N.C., during the House Financial Services hearing with Federal Reserve Chairman Ben S. Bernanke testifies on financial regulatory overhaul. Rep. Brad Miller, D-N.C., is in foreground. (Photo by Scott J. Ferrell/Congressional Quarterly)

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