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8/3/99.BANKING CONFERENCE--House Banking & Financial Services Chairman Jim Leach, R-Iowa, left, and Senate Banking, Housing and Urban Affairs Chairman Phil Gramm, R-Texas, consult before the conference..CONGRESSIONAL QUARTERLY PHOTO BY SCOTT J. FERRELL

8/3/99.BANKING CONFERENCE--House Banking & Financial Services Chairman Jim Leach, R-Iowa, left, and Senate Banking, Housing and Urban Affairs Chairman Phil Gramm, R-Texas, consult before the conference..CONGRESSIONAL QUARTERLY PHOTO BY SCOTT J. FERRELL

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