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UNITED STATES - OCTOBER 10: Frank Keating, president and CEO of the American Bankers Association, shakes hands with Sen. Heidi Heitkamp, D-N. Dak., before the start of the Senate Banking, Housing and Urban Affairs Committee hearing on "Impact of a Default on Financial Stability and Economic Growth" on Thursday, Oct. 10, 2013. (Photo By Bill Clark/CQ Roll Call)

UNITED STATES - OCTOBER 10: Frank Keating, president and CEO of the American Bankers Association, shakes hands with Sen. Heidi Heitkamp, D-N. Dak., before the start of the Senate Banking, Housing and Urban Affairs Committee hearing on "Impact of a Default on Financial Stability and Economic Growth" on Thursday, Oct. 10, 2013. (Photo By Bill Clark/CQ Roll Call)

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